RSM Australia

Self-Managed Superannuation

Due to the ageing population in Australia the Government has focused its retirement policies towards self-funding retirement. Significant incentives are provided in order to encourage people to save towards their retirement, with the incentives predominantly delivered through taxation concessions.

Self-Managed Superannuation Funds (SMSFs) are an appealing option for business owners and individuals who want to control their superannuation assets.

Self Managed Superannuation literally means just that – you in the drivers seat, controlling the course of your retirement benefits. There are many benefits to setting up your own SMSF, including:

  • Family wealth strategies
  • Greater control over investments
  • Accumulate your wealth in a tax-effective environment
  • Flexible access to benefits in retirement

We can help you every step of the way in setting up and maintaining your Super with our full-range of SMSF services.

As you would expect, our specialist advisors provide compliance services for trustees, such as the preparation of financial statements, audit and taxation returns. We also offer comprehensive technical and financial solutions for clients seeking to maximise wealth from their self-managed funds, such as family wealth strategies for current and future generations or income streams in retirement.

Superannuation Changes - Your questions and our answers | Part 1

Below we explore some of the most common questions our team has been asked about the upcoming changes. Part one hones in on concerns around the Transfer Balance Caps.Part Two examines other key areas.
Take our 2017 thinkBIG survey

Take our 2017 thinkBIG survey

Be part of our2017 thinkBIG report

Managed Funds vs. Direct Shares | Part 2

“I have a DIY (Do it yourself) fund, why should I use ‘managed’ funds?”

New super legislation – where do you stand?

Government releases more superannuation legislation New additional proposed changes to superannuation legislation were released at the end of September as the Government amends and improves the changes they announced in the 2016 Federal Budget, prior to the election.

Managed Funds vs. Direct Shares | Part 1

I have a DIY (Do it yourself) fund, why should I use ‘managed’ funds?

Choosing a Corporate or Individual Trustee

When establishing an SMSF the members have a critical decision to make. Do they set it up as individual trustees or as a company appointed as a corporate trustee, with the members being directors of the company? We explore what to remember when making this decision.

SMEs eye the ABCs of SMSFs in retirement

Much of the whopping 25 percent jump in the uptake of bank debt recorded within our thinkBIG survey 2016, may be attributed to an increasing number of SME’s buying their own premises.

Are you SuperStream compliant?

The SuperStream standard is part of the government’s Super Reform package.  It will provide a consistent, reliable electronic method of transacting linked data and payments for superannuation.

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Everyone’s circumstances are different and as this website doesn’t take into account your personal circumstance, it is therefore important that you consider the above in light of your financial situation, needs and objects, and seek financial advice before implementing a strategy.
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