RSM Australia

Finance & valuations

Finance and Valuations in a Pharmacy

Most SME’s are facing tougher scrutiny from their bankers and pharmacies are no exception.

Whilst confidence within the industry is always high, dealing with banks now takes more patience and needs a good understanding of the financial system.

Financing your pharmacy can become messy and complicated if you don’t communicate the right message to your banker.

We can work with you to ensure that:

  • you understand the impact of your debt on your financial situation by setting out your expected profits and cashflows
  • you are communicating the right story to your bank manager about how your pharmacy is performing or what your forecasts mean
  • you have the right operating structure to take advantage of different income tax rates and the effect of tax on your debt repayments (did you know you save about $40,000 per $100,000 in cash flow by having the right business structure for your debt?)


Peter Saccasan
National Director, Pharmacy Services

T: +61 2 8226 4500
[email protected]

How can we help you?


Because we are on the Valuers Panel for all major banks, we will present your pharmacy in the best light because we understand how the banks will assess your pharmacy value.

We will ensure that:

  • you have the right security position with the bank taking security over assets where necessary and you don’t expose other family assets unnecessarily
  • you get the best finance for you by working with experts in dealing with banks and are up to date with what’s on offer

Pharmacy valuations

With 15 years’ experience in the pharmacy industry, we know pharmacy.


Peter Saccasan, Director of Pharmacy Services, is on the valuers panel of all major banks.

We have completed hundreds of valuations and examined many varied pharmacy businesses. We have also acted as expert valuer in a number of court matters as well as partnership disputes.

We can work with you to ensure that:

  • we have asked the right questions to obtain all necessary information about your pharmacy
  • the report is prepared in accordance with the instructions pertaining to your circumstances
  • the final result is a fair value of the target pharmacy so that you can use the valuation for its intended use without delay or question
  • the valuation is prepared in a timely manner so that it can quickly serve its purpose.

We have a fixed price pharmacy valuation service for valuations required for finance.
We are also able to provide quotes for pharmacy valuations required for other circumstances.