Financial Services

Wealth ManagementWe understand that a variety of factors come into play when it comes to realising your personal wealth objectives, which is where our wealth management advisors can help.

Regardless of the stage of your life, you need advice that is sound, practical and relevant to your personal circumstances at that point in time. Our wealth management consultants plan and manage the affairs of thousands of Australians including individuals, SMEs and large institutions.

RSM are passionate about working closely with you so we can understand your goals and aspirations. This deep understanding allows our expert wealth management advisors to anticipate changes in financial demands and take advantage of new opportunities with a financial pathway constantly tailored to your needs.

If you need help and advice to achieve your personal or business wealth objectives, here are some of the areas we can assist in:

Debt management

Don’t let your debt manage you. Get your finances in check with the help of our wealth management advice. Debt can be used in a multitude of different ways to assist with wealth creation, retirement planning, growth and more. We will work with you to effectively put a plan together to help you achieve any lifestyle, investment or business related goals you may have.

Personal risk

Ensure you have the right level of cover, insurance or sufficient wealth in place for your family should anything happen to you, by bringing onboard wealth management services from RSM. Our experts will calculate your insurable risk and put a strategy and plan in place to ensure you and your family are protected should the worst happen.

Retirement planning

Getting a plan in place for when you retire is imperative if you would like to fulfil your dreams for a comfortable retirement. As this stage of our lives is unique and personal to each of us, it’s crucial for our wealth management advisors to discuss with you what you’d consider a comfortable income in retirement, when you’d like to retire and how much you will need.

Self-managed superannuation

As the Australian Government is focussing its retirement policies towards self-funding retirement, is now the time to look at self-managed superannuation funds (SMSFs)? Our wealth management consultants will be able to advise whether this should be a route to consider.

Wealth accumulation

One of the most important aspects of wealth accumulation is knowing what you’d like to achieve and what your financial goals are. With our wealth management solutions, you could grow your wealth to achieve goals and milestones such as education for your children, early retirement, home renovations and building a family legacy.

Contact the experienced team at RSM Australia to open a conversation and help you to achieve your financial goals with our wealth management services.

Aged Care and Retirement Planning

Planning for a retirement with care, dignity and respect

The costs of Aged Care in Australia are projected to increase and greater emphasis on self-funding may be required moving forward. To ensure a high quality of care is accessible in the later stages of retirement, planning should be given at the outset of retirement, not left until it is too late.

Financial planning during separation

Financial planning is about developing strategies to help clients manage their financial affairs and meet their life goals. This is especially important for clients who are experiencing a marital breakdown as their financial situation and life goals can significantly change.  
Are you think of starting a self managed super fund?

Webinar: Thinking of starting your own SMSF? | 24 March 2021

On 24 March 2021, in partnership with the Institute of Chartered Accountants in England and Wales (ICAEW), Gary Marsh of RSM Financial Services Australia Pty Ltd presented at a webinar about Self Managed Super Funds (SMSF).
Defensive portfolio's

Defensive Portfolio's 'aint what they used to be'

Many with superannuation or personal investments may be familiar with their investments being classified into two categories: “Growth” and “Defensive”. While the COVID-19 lockdown induced recession has had a well-publicised negative effect on growth assets initially, these growth assets include shares and property, less frequentl
How a financial adviser adds long term value

Adviser Alpha: How a financial adviser adds long term value

The area of professional financial advice has seen immense change over the past decade, both from a regulatory and consumer perspective.
financial advisers

How do financial advisers add value when investing my money?

It is tempting to listen to widely held views that investing money is simple – you buy blue-chip stocks hold them over the long term and you’ll do well. The reality of a professional investment strategy that is formulated with your goals and objectives in mind though is much different. 
Superannuation and Bankruptcy

Superannuation & Bankruptcy - all you need to know

An individual’s superannuation is generally considered to be somewhat of a safe haven when contemplating asset protection, financial risk management, and the implications of bankruptcy.

5 tips to reduce your mortgage debt

30 years is a long time to have a mortgage - It's over half a person's working life. Wouldn't it be nice to be debt-free? It obviously won't happen overnight, but there are a number things you can do yourself to reduce your mortgage!  
Financial Adviser

How Financial Advisers can help through a divorce

Separating from your spouse is an emotionally charged and financially strenuous time. When going through a divorce or separation, seeking help from a financial adviser is not always considered to be as important as seeking out the services of a family lawyer.
Family Law

Family Law and bankruptcy - assets that vest in the Trustee of the bankrupt spouse

When one of the parties to a Family Law proceeding is bankrupt, it is important for the lawyers involved to understand the assets that form part of the bankruptcy (i.e. the assets that vest in the Bankruptcy Trustee) and the assets that do not form part of the bankruptcy (i.e. exempt assets).
Six important aspects to set yourself up for the next chapter after divorce

Divorce & Financial Planning – Six important aspects to set yourself up for the next chapter

When separating from your spouse there are often headline issues like sorting out the custody of the children, ongoing support payments, and splitting assets which take priority over other items.
property investment

Structuring your property investment to suit your needs

One of the most important steps when taking the plunge into property investment is also one of the most overlooked parts of the process. Making sure your investment is set up in the correct structure from the beginning can ensure that serious, and expensive, ramifications are avoided down the track.
retirement

Retirement - How much do I need?

Retirement: a delightful word that conjures up images of days spent in slippers, volunteering to help others, rediscovering old hobbies, taking long cruises in the Mediterranean, or just enjoying your new found freedom.

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