The complexity of social security obligations and the proper tax planning of a pension plan can be problematic for non-experts. Indeed, the regulations are vast and there are a multitude of options for optimizing your pension plan so that it is fiscally interesting and in line with your needs. Unfortunately, the information on this subject is not always clear and is far from being concise.

This is all the more important in international relations. Indeed, a foreign "pension" plan will not be recognized as such by the Swiss tax authorities. The Swiss tax authorities will first check that the plan in question meets Swiss pension requirements. If the latter does not meet these requirements, it will not benefit from the applicable taxation rules, particularly the privileged taxation of capital withdrawals. Consequently, ignorance of these rules can lead to very unpleasant surprises when the capital is withdrawn, including the opening of tax reminder and tax evasion proceedings.

It is therefore essential to surround yourself with specialists to address all these issues. Our team of experts is at your disposal to accompany you and avoid any unpleasant surprises.

Our Tax & Legal Specialists