A good project deserves a plan that convinces. When RSM Croatia prepares your business plan, investment study or feasibility study, you get numbers and arguments that banks, funds and investors understand and accept. We help you answer the key question: does the investment pay off, when and under what conditions?
Whether you are building a hotel, expanding production, investing in new technology or applying for a loan or grant, financiers want to see realistic assumptions, a clear source of repayment and a plan for when things do not go to plan. A document that does not show this comes back for revision or ends in rejection. Our job is to show the real strength of your project on paper, convincingly and realistically.
How we help: feasibility studies, business plans and financial models
Business plan for a bank loan
A plan tailored to commercial banks and the Croatian Bank for Reconstruction and Development (HBOR), with clear debt service capacity.
Investment study
A complete analysis of the investment, from market and technical concept to funding sources and returns.
Feasibility study
Testing market, technical and financial feasibility and regulatory assumptions before you commit, with legal questions handled together with partner law firms.
Cost-benefit analysis (CBA)
Prepared to the methodology required for EU co-funded projects.
Financial model and projections
Integrated profit and loss, balance sheet and cash flow projections.
Return metrics
Net present value (NPV), internal rate of return (IRR) and payback period.
Sensitivity and scenario analysis
What happens to the project if costs rise, revenue is delayed or interest rates change.
Market analysis
Demand, competition and pricing as the basis for credible revenue.
Our approach
We first get to know your project and who the document is for: a bank, an investor, the board or a grant authority. Together we set realistic assumptions, build the financial model and stress-test it through scenarios. We write the document clearly, structured for whoever makes the decision.
Why RSM Croatia
We know what financiers look for
What banks, HBOR and grant authorities expect, and where projects most often get stuck.
Experience from more than 350 projects
Plans and studies are everyday tools in our work preparing projects for EU and other funding.
A model that stays with you
An open, transparent financial model that management keeps using after approval to track the investment.
One integrated team, local and global
Tax, valuation and transaction specialists each challenge the assumptions from their own perspective, and the RSM network in 120 countries supports projects with international partners.
FAQs on business plans and feasibility studies
A business plan covers the whole company and its development over the coming years. An investment study focuses on one specific investment, its costs, funding sources and profitability.
Before a major investment, to confirm the project makes market, technical and financial sense, and whenever a study is mandatory for an EU funding or loan application.
It depends on the size of the project and the availability of data. Simpler plans are ready within a few weeks, and we always agree the timeline upfront.
The core financial model can, but each financier expects a different format and emphasis. We build it so it is easy to adapt for each of them.