Buying a hotel, land or a property-owning company? The RSM Croatia Real Estate Desk provides real estate investment advisory from the first analysis to the handover of the keys and beyond. Tax, due diligence, valuation and financing in one process, with one team and one point of contact.

A property investment in Croatia is rarely just a purchase. Behind it are questions of tax structure, VAT and real estate transfer tax, documentation and permits, financing and future operations. Since 1 January 2025, Croatia has also levied an annual property tax on certain types of property, changing the numbers for many investors. When each question goes to a different adviser, timelines stretch and risks slip through. The Real Estate Desk coordinates it all.

How we support your real estate investment

Screening and opportunity assessment

A quick view of returns and risks before you commit time and money.

Due diligence

Financial and tax due diligence, with legal due diligence carried out together with partner law firms.

Tax structuring

Buying the property or the company that owns it (asset deal or share deal), VAT and real estate transfer tax.

Valuation

Valuing the property and the company, working with licensed valuers where the law requires it.

Business plan and financing

Plans for banks and HBOR, plus EU funding options, for example in tourism.

Structuring the SPV

A dedicated project company with the right ownership and financing structure; we coordinate incorporation with lawyers and the notary.

After the acquisition

Accounting, payroll, tax and reporting for owners and lenders.

Exit and sale

Preparing the property or company for sale and supporting you in negotiations.

Our approach

At the outset we agree objectives, timelines and budget, and appoint one contact person for the whole project. We then work through analysis, structuring, financing and closing in phases, with clear recommendations for each decision.

Why RSM Croatia

One team, the whole process

Tax, transaction, valuation, accounting and EU funding specialists working as one team.

We know tourism and the coast

More than 30 years of work with clients in Split, Dalmatia and Zagreb on Adriatic tourism property and land.

For domestic and international investors

In Croatian and English, with RSM colleagues in 120 countries for foreign buyers.

Thinking ahead

We set up the structure to suit both day-to-day operations and a future exit.

Real estate investment FAQs

It depends on tax, the company's liabilities, financing and your future plans. A share deal can reduce tax costs, but it also brings risks from the company's history. We compare both options before you decide.

EU citizens and companies can generally buy property under the same conditions as Croatian buyers, with certain exceptions, while special rules apply to others. We check the conditions for your case with partner law firms.

Ownership and encumbrances, permits and documentation, lease agreements, financial and tax obligations, and technical condition. We cover the financial and tax work; legal and technical reviews are done with partner law firms and technical experts. The result is a clear view of risks and arguments for the price negotiation.

Usually real estate transfer tax or VAT, depending on the seller and the property, and, depending on the type and use of the property, the annual property tax after the purchase. The right deal structure means you know the full tax cost upfront.

Planning a property investment?
Send us the key details of your project and we will propose the next steps.