As part of our series on the Central Bank of Ireland’s (CBI) 2026 Regulatory and Supervisory Outlook, we have produced a practical paper examining the banking sector and the areas where supervisory scrutiny is now intensifying.

The paper explores how the CBI is moving from setting expectations to testing outcomes, with a particular focus on:

• Operational and cyber resilience, including DORA implementation
• Consumer protection and customer outcomes under CPC 2026
• Financial crime, fraud and AML controls
• Financial resilience, credit risk and governance
• Business model sustainability and strategic oversight

It also examines what banks must now evidence in practice as supervisory activity increases across the sector. Practical actions are included to help firms assess readiness, strengthen controls and respond to heightened regulatory expectations throughout 2026.