The CBI Supervisory Outlook 2026 outlines the Central Bank of Ireland’s key supervisory priorities for the year ahead, highlighting where regulatory scrutiny will intensify across financial services.

In particular, it focuses on four core areas:

  • Crypto‑assets, as firms enter the first full supervisory cycle under MiCAR
  • Banking, with an emphasis on operational and cyber resilience, governance and consumer protection
  • Insurance, with a focus on customer outcomes, financial resilience and climate and ESG risk
  • Payments and e‑money, where safeguarding, fraud controls and operational resilience remain key priorities

Over the next four weeks, specialist insights from Divan and Colm will examine these priorities in more detail, exploring what they mean in practice for firms across each sector.

Crypto sector

The first full year of MiCAR supervision is underway - and expectations are rising fast.

This paper explores how the CBI is now actively scrutinising crypto firms, focusing on custody, AML, cyber resilience, and consumer protection, as CASPs are pushed to demonstrate institution grade maturity.

Banking sector

From supervisory priorities to supervisory action - how ready is your bank?

As the CBI’s 2026 agenda moves into active supervision, this paper highlights where scrutiny is intensifying (across operational resilience, customer outcomes, financial crime, and governance) and what banks must now evidence in practice.

View Banking sector page

Insurance sector

Mid year check: are insurers delivering on the CBI’s heightened expectations for 2026?

This paper outlines where supervisory focus is now being applied (from customer outcomes and climate risk to financial resilience and governance) as insurers prepare for intensified scrutiny and upcoming regulatory change.

Payments and E-Money sector

Scrutiny is now firmly underway in the payments sector - with no tolerance for control weaknesses.

This paper highlights where the CBI is focusing in practice, including safeguarding, fraud and AML controls, operational resilience, and business model sustainability, as firms face heightened supervisory intensity.

Colm Laird
Colm Laird
Consulting Partner - Risk and Governance lead
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