Retirement Planning

Do you have a clear vision of your future financial and lifestyle goals?

Identifying what's important to you and how to achieve it can be challenging without the right guidance.

At RSM, we develop retirement strategies based on your needs.  

Developing a retirement plan that meets your needs and tailoring ongoing service relies on getting to know you and learning what you want to accomplish.

Retirement planning is the proactive steps you take to make sure you can live the lifestyle you aspire to when you retire.

Frequently Asked Questions

Retirement planning services help individuals create a financial strategy to support their lifestyle goals after they stop working. These services include evaluating current assets, forecasting future needs, and developing a personalised plan to ensure financial security throughout retirement.

RSM New Zealand offers tailored retirement planning based on your unique goals, income, and aspirations.

Planning for retirement is essential to ensure you can maintain your desired lifestyle without financial stress. Retirement Planning Services help you:
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  •  Understand your current financial position
  • Set realistic retirement goals
  • Maximise your savings and investments
  • Prepare for unexpected expenses
  • Gain peace of mind about your future

Without a clear plan, you may risk running out of funds or compromising your retirement lifestyle.
 

RSM’s Retirement Planning Services include:

  •  Evaluation of current investment strategies
  • Calculation of existing assets, including Superannuation and Kiwisaver
  • Development of a tailored retirement strategy
  • Execution support and annual reviews
  • Guidance on tax-efficient retirement savings

Our experts work closely with you to ensure your plan evolves with your life circumstances.
 

Anyone who wants to retire comfortably should consider these services. This includes:

  •  Employees nearing retirement age
  • Self-employed individuals
  • Young professionals starting to save
  • Business owners planning succession

Whether you’re just beginning or refining your plan, RSM can help.
 

Retirement planning involves:

  •  Identifying lifestyle goals
  • Estimating retirement expenses
  • Assessing income sources (e.g. Superannuation, Kiwisaver, investments)
  • Creating a savings and investment strategy
  • Reviewing and adjusting the plan regularly

RSM’s retirement planning services guide you through each step with expert advice.
 

RSM will assess your current financial position and compare it to your retirement goals. They’ll help you understand:

  •  How much you need to save
  • Whether your current strategy is sufficient
  • What adjustments may be needed

Annual reviews ensure you stay on track as circumstances change.

Yes. With the right strategy, early retirement is achievable. RSM’s Retirement Planning Services can help you:

  •  Calculate the financial impact of retiring early
  • Adjust your investment strategy
  • Plan for healthcare and lifestyle costs

Our team will show you how to take practical steps toward your retirement dream.

Superannuation and Kiwisaver are key components of retirement income. RSM helps you:

  •  Understand contribution options
  • Maximise returns
  • Plan withdrawals
  • Integrate these funds into your overall retirement strategy

Our retirement planning services ensure these savings are used effectively.
 

It’s recommended to review your plan annually or when major life changes occur (e.g. job change, inheritance, health issues). RSM offers ongoing support to keep your plan aligned with your goals.

Contact RSM New Zealand for an initial consultation with a retirement planning expert. They’ll help you clarify your goals, assess your finances, and build a strategy to achieve the retirement lifestyle you envision.

HOW CAN WE HELP YOU? 

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