Farmers with a family member entering aged care may find the costs of entering a facility very high - often a six-figure sum.
Fortunately, the government recognises that not everyone can afford to pay aged care fees and charges. If you can’t afford to pay, don’t worry, there are hardship provisions to ensure that your family member can still receive the necessary care.
Financial assistance can be granted to have the basic daily fee, means tested care fees and/or accommodation costs reduced. Note that financial hardship assistance will not be granted for extra services fees.
Hardship assistance will be granted in circumstances beyond your control, such as difficulties selling the home, and not due to a choice made (such as giving away your assets).
Farmers should review their eligibility for this assistance before a family member enters aged care.