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40+ years of private client advisory
32 offices servicing metro and regional areas across Australia
Australian Financial Services Licence (AFSL) - 238282
RSM Financial Services Australia
From setting up your portfolio, protecting your family against financial loss or planning your ideal retirement, our Financial Planners can devise practical wealth management and financial planning solutions to help you achieve your goals.
Enjoying the lifestyle you aspire to live – be it now or when you retire – comes down to good financial planning.
From paying down debts to clever investment decisions, and the right insurance to protect you and your family, we’re here to guide you every step of the way. Our expert advice on a range of complex issues helps our clients retain and grow assets, mitigate risk and respond to regulatory change.
Our Wealth Management & Financial Planning Services
Our Financial planners can assist you to build and protect your overall wealth, advise on mainstream Superannuation and Self-Managed Super Funds, Personal Insurance as well as Investment options across multiple platforms, including shares, bonds, cash savings, managed funds and indirect property.
Retirement Planning
- Investment income streams - longevity planning
- Social security (Centrelink) advice
- Superannuation investment & review
Portfolio Construction and Management
- Asset diversification and risk mitigation
- Listed shares, managed investments, deposits
Savings and Investment Advice
- Accumulate assets
- Cash flow management
- Saving tax effectively to achieve specific goals
Personal Insurance and Protection
- Insurance ownership structures
- Key person and business expenses insurance
- Protect income and assets from unexpected events
Estate & Aged Care Planning
- Wills/estate and succession planning
- Aged care – understanding entry and ongoing care fees
- Family legacy/philanthropy.
Key questions for our Financial Advisors
In order to ensure you get the maximum benefit from your earned income and accumulated wealth, RSM can help you set investment priorities and goals that are matched against a realistic timeframe to help you achieve your financial goals.
The majority of Australians are not sufficiently wealthy or insured to protect themselves, their families, or their business interests in the event of a disaster. Depending on your needs, our knowledgeable advisers at RSM can determine the right level of personal or business coverage for you.
In the transition of wealth, once a simple concept, there are now a maze of complex family structures and arrangements, often in place for asset protection. In the case of passing wealth from one generation to the next, these structures work well to preserve assets for the next but can be costly if they are not designed appropriately.
Regardless of your age or life stage, superannuation is important. When you receive expert guidance from RSM, you'll be surprised at how even the smallest change can significantly impact your total superannuation balance, bringing you one step closer to your dream retirement.
Just as the ideal retirement balance is different for everyone, so too is the path to get there. It’s essential to engage an experienced Adviser who can help you work through the numbers and avoid the many traps and pitfalls.
Whether you are looking for one-off advice or a comprehensive financial plan and an ongoing advice relationship, our highly qualified and experienced financial planners will keep your goals front of mind. This enables you to make confident and informed decisions for your financial future.
Book your complimentary consultation*
*The first 30 minutes will be a discovery discussion. Following this, the adviser will outline the recommended next steps and discuss any applicable fees.
Our Financial planners can assist you to build and protect your overall wealth, advise on mainstream superannuation and Self-Managed Super Funds, personal insurances and investment options across multiple platforms, including shares, bonds, cash savings, managed funds and indirect property.
Our Financial planners can assist you to build and protect your overall wealth, advise on mainstream superannuation and Self-Managed Super Funds, personal insurances and investment options across multiple platforms, including shares, bonds, cash savings, managed funds and indirect property.
Why choose RSM Financial Services?
Senior Financial Advisers
Tax financial planning in the same room
National coverage, local relationship.
Fully licensed.
AFSL 238282
Expert financial advisers
No matter what stage of life you are at, you need advice you can count on.
Meet our Financial Planners & Wealth Management Advisers
Insights
Commonly asked questions about Financial Services
Tailored financial planning provides strategies to help individuals and families build wealth, reduce financial stress, and achieve long-term goals. For professionals such as GPs and business owners, the right plan considers income structures, tax strategies, investments, and retirement planning to secure financial wellbeing.
The earlier you invest, the greater the benefit of compounding—where returns generate further returns over time. Even small, consistent contributions can grow significantly, making compounding one of the most powerful wealth-building tools available.
The amount depends on lifestyle expectations, age of retirement, and individual circumstances. Factors such as healthcare, inflation, and superannuation balances also play a role. Personalised financial planning helps define and achieve your retirement goals.
Negative gearing can reduce taxable income when investment expenses exceed returns, but it comes with risks. It shouldn’t be relied upon as a sole strategy and should only be considered as part of a broader financial plan.
Simple but effective steps include creating a clear budget, prioritising essential expenses, building an emergency fund, and reducing discretionary spending. Professional advice can help you balance short-term pressures with long-term financial health.
Each group faces unique challenges: farmers may benefit from tax-free wealth transfer strategies, families may require estate and aged care planning, while business owners often need cashflow, compliance, and succession strategies. Tailored advice ensures financial solutions meet these diverse needs.
The start of a financial year is the perfect time to review tax strategies, investment performance, superannuation contributions, and cashflow. Staying on top of these areas ensures you remain aligned with your long-term goals.