Our People

Tim Grapiglia
Financial Planner - Perth


Tim is a Financial Planner who has been working in the financial services industry since 2014. Providing a highly personalised level of service, Tim works with clients to define their goals and objectives, then delivers strategies that will ensure his clients successfully implement their financial plan.

Tim has a very open and honest approach and builds strong, long term-term relationships with his clients.  He takes the stress and worry out of finances, to allow his clients to focus on their lifestyle goals and objectives.

Tim aims to educate his clients along the journey of receiving advice by building his clients’ financial knowledge and understanding. He finds that when an individual has some understanding of their finances, they are prepared to make sound financial decisions which enhances their financial outcomes. 

RSM Financial Services Australia Pty Ltd ABN 22 009 176 354 AFS Licence No 238282

Solutions TIM Providesasset_32.png

Tim specialises in the following areas:

  • Tax effective retirement planning leading up to and during retirement
  • Personal wealth creation
  • Mitigating individuals risk using a range of insurances
  • Financial modelling
  • Education focusing on financial investments, strategies and market updates
  • Estate planning
  • Budget planning
  • Determination of Centrelink eligibility


  • Bachelor of Commerce – Finance and Accounting (UWA)
  • Diploma of Financial Planning

Downsizing to improve your income in retirement

4 November 2019
Have you worked hard your whole life, but feel like you have not accumulated enough to fund your retirement? Well, downsizing could be the solution for you. Let's take a closer look at how the downsizing contribution could help you increase your income in retirement and provide you peace of mind knowing you have enough to retire on. Be...