Self-managed superannuation growth strategies

After a SMSF is established it is necessary for the fund trustees to determine how the members’ benefits are invested and how funds are contributed to the SMSF.

Our specialist advisors together with RSM Financial Services Australia (AFSL 238282) are able to assist SMSF trustees with:

  • contribution limits - there are various limits for concessional, non-concessional and contributions relating to capital gains. Exceeding the relevant contribution limits can potentially result in penalty tax applying at up to the top marginal tax rate of 49%
  • contribution types - as well as contributing cash to superannuation, it is possible for certain assets, such as listed shares and some property to be transferred to superannuation as an in specie contribution
  • structuring borrowing arrangements - in limited circumstance a SMSF can borrow to purchase assets in the superannuation fund

Pay Your Super First

23 November 2022
SuperStream and more recently Single Touch Payroll (STP) have both been significant changes to the payroll compliance framework for employers.

Season 2 Episode 2: Building your personal wealth | talkBIG Podcast

10 October 2022
In this episode of talkBIG, hosts Andrew, Young and Chris take on a topic many people want the answer to: "How do I get rich?"   

Sequencing: A Risk You Need To Understand

30 November 2021
As financial advisers, we talk to our clients a lot about risk, one key risk for a long-term financial plan is sequencing risk. But what is sequencing risk? Let’s start with an example…

Webinar: Thinking of starting your own SMSF? | 24 March 2021

31 March 2021
On 24 March 2021, in partnership with the Institute of Chartered Accountants in England and Wales (ICAEW), Gary Marsh of RSM Financial Services Australia Pty Ltd presented at a webinar about Self Managed Super Funds (SMSF).

Superannuation & Bankruptcy - all you need to know

5 February 2021
An individual’s superannuation is generally considered to be somewhat of a safe haven when contemplating asset protection, financial risk management, and the implications of bankruptcy.

The importance of an SMSF health check

12 November 2020
There are few industries that have been through the level of legislative change over the past 15 years than the SMSF industry.

Compulsory Superannuation Post Amnesty

5 November 2020
The amnesty is over.

Five questions to ask before an SMSF property development

30 October 2020
With rapidly declining rental vacancies and lower numbers of properties for sale in Western Australia, property is once again becoming a topic of interest, and the ever-popular question is coming up once again:

The Power of Farmland in Superannuation

14 August 2020
Acquiring, farmland inside a Self Managed Superannuation Fund (SMSF) that can then be leased to a related party is popular strategies for farmers to help build their wealth for retirement. Make this a stress free transaction by considering the following issues:

Top 5 issues with SMSFs and Family Law

25 May 2020
Superannuation and SMSFs are becoming increasingly complex, especially in a family law situation.

A focused investment approach

22 May 2020
History has proven that a focused long-term conviction to an investment philosophy, robust processes, and quality investments will undoubtedly ensure enhanced security and long-term returns.  

Early release of Superannuation - short term gain for long term pain?

30 April 2020
The Stanford Marshmallow experiment - a widely published psychological experiment, place a child in a room with a single marshmallow, promising them that they will get another marshmallow if they do not eat the first one for an unknown amount of time (usually between 10 and 15 minutes).

Self-Managed Superannuation Funds and loan relief

26 March 2020
With the financial impacts of the COVID-19 pandemic increasing, many are looking for loan relief in an attempt to manage cashflow.

The power of a small investment into superannuation

18 December 2019
You’ve recently graduated as a medical professional after years of hard work and endless hours hitting the books.  As tempting as it is to use your well-earned income on a feature-packed credit card and a new BMW, have you considered the power of a small investment into your superannuation? 

Downsizing to improve your income in retirement

4 November 2019
Have you worked hard your whole life, but feel like you have not accumulated enough to fund your retirement? Well, downsizing could be the solution for you.

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