Our People


Andrew Bowcher is a Partner of the Restructuring and Recovery division in Wagga Wagga, who’s passion and main drive is to achieve commercial and practical results for his clients that alleviate the pressure of debt difficulties.

Andrew Bowcher is a Partner of RSM Australia Partners and a Director of RSM Australia Pty Ltd.

With a strategic and responsive approach, Andrew delivers considered solutions to complex situations throughout the regional NSW and Victoria, operating out of the Riverina (Wagga Wagga) and Murray (Albury) Offices. His experience in assisting clients reach their goals and aspirations is a result of Andrew’s commitment to working closely with both businesses and individuals who are experiencing financial, operations and governance challenges.

“To help someone or to solve a complex problem one must actively listen, show empathy and clearly communicate. Only when this occurs will progress be made.”

Andrew Bowcher is a registered liquidator.As an active community member, Andrew has worked closely with a wide range of clients across different industries from local, small family businesses, to large, complex bank appointments and government consulting in the Riverina-Murray regions and wider-Australia area. Andrew continues to consistently deliver results to help his clients recover and rebuild.

In his spare time, Andrew enjoys an active lifestyle by participating in multiple sports and spending downtime with his family.

Mobile Service Locations:
AdelaideAlbury/WodongaAlice SpringsBallaratBendigoBroken HillDubboGeelongGriffith, MelbourneMeltonMilduraOrange/BathurstPort LincolnShepparton, and Wagga Wagga.

Solutions Andrew BOWCHER provides

With years of experience and sound knowledge, Andrew has worked across numerous industries with a wide range of clients. Andrew can help in a number of areas including:

  • Restructuring, recovery, and insolvency expertise
  • Forensic accounting and fraud examination
  • Family business meeting facilitation and mediation
  • Litigation support/business valuations
  • High-level government and commercial consulting
  • Official liquidations
  • Voluntary administrations
  • Receiverships
  • Bankruptcy - Part IX and Personal Insolvency Agreements (PIA’s)
  • Business recovery
  • Investigative accounting reports for banks and solicitors
  • Fraud examinations and forensic accounting
  • Family business meeting facilitation and mediation
  • High-level government and commercial consulting

Professional associations

  • Member, Chartered Accountants Australia and New Zealand
  • Fellow, CPA Australia
  • Member, Australian Restructuring Insolvency and Turnaround Association
  • Fellow, Taxation Institute of Australia
  • Association of Certified Fraud Examiners
  • Member, NSW ARITA Committee
  • Director and Chairperson, Riverina Anglican College


  • Registered liquidator
  • Registered trustee
  • Certified fraud examiner


  • Bachelor of Business (Accountancy)
  • Diploma of Company Directorship
  • Graduate Diploma in Company Secretarial Practice

Are disconnected boards putting their organisations at risk?

11 January 2023
Lately, it would seem barely a week goes by that we don’t hear of another drama unfolding in an esteemed private school in Australia. Knox Grammar, Shore, St Kevin’s and Cranbrook School are just some of the elite schools that have made headlines in recent months, with toxic culture and animosity among leadership being the two most common co...

What does “positive culture” mean in a not-for-profit?

28 October 2022
In recent months, we’ve been exploring the connection between governance and culture as a potential cause for systemic issues that arise within some not-for-profit organisations. We’ve considered the idea that governance and culture go hand-in-hand, and looked at how the right frameworks can assist in re-aligning people with their organisati...

What is good governance in a not-for-profit?

29 August 2022
As news of yet another debacle in an independent school (in this situation Sydney Church of England Anglican School known as Shore) is reported by the media, it would seem a deep discussion on governance – not just for independent schools but for all non-profits – is greatly needed. It’s worth noting that a “poor...

Financial distress and your mental wellbeing

13 June 2022
The impacts of financial distress are far-reaching and go well beyond a balance sheet. Learn more about your options here.

Why toxic culture and bullying exists in some not-for-profits

6 June 2022
From the outside looking in, a career or seat on the board with a non-profit would be a dream come true for many people – offering a valuable way to grow networks and skills while making a difference in a community they care about. But for some people who work in the sector, this experience couldn’t be further from the truth. Instead, they a...

Members Voluntary Liquidation (MVL) for Rural Enterprises

17 May 2022
What is a Members Voluntary Liquidation and is it an option for your rural business?  There are several reasons a rural enterprise might wind up a solvent company: The company has outlived its usefulness and no longer suits the owner's farming succession plan. An owner is choosing a simplified structure that reduces annual comp...

The 2022 State of Agribusiness in Australia

21 April 2022
The 2022 State of Agribusiness in Australia report provides an overview of the challenges the industry currently faces, along with recommendations and insights from industry leaders that will let agricultural players harness more opportunities and strengthen their position in the market. ...

NFPs can look to the past for lessons on governance practices

29 March 2022
Tension between boards and management is often accepted as a natural part of running a company or not-for-profit. But how much of this comes down to an ineffective governance model, and is it time to consider a new approach? In this article, we take a deeper look at the governance issues that plagued one organisation – ultimately leading to the collapse of an independent school, and the break-up of another.

Should NFP boards move away from the Carver Model?

13 December 2021
Operating at the helm during a time that will undoubtedly make our history books, boards and their board of directors have faced significant challenges in the wake of a global pandemic. While countless corporate entities have struggled under the impact of lockdowns, many not-for-profit (NFP) organisations have experienced significant growth...

Having a failing business is mentally tough

1 July 2021
It takes its toll: mental health and the fear of bankruptcy. This month Andrew Bowcher, an RSM Partner based in Wagga Wagga, shares his personal experience of working with people who are facing potential bankruptcy. After nearly 20 years with RSM, he has worked with a lot of clients and heard a lot of personal stories.

Government’s small business insolvency reforms

11 December 2020
In late September, the government announced potential changes to Australia’s insolvency framework and subsequent amendments to the Corporations Act 2001. Now the legislation has passed, the measures will come into effect on 1 January 2021 – the day after temporary relief measures put in place due to COVID-19 coming to an end. For...

Personal Insolvencies on the Rise

14 December 2016
In a sign of the challenging economic circumstances that face certain industries and geographic areas throughout Australia the number of personal insolvencies in Australia has risen by 4.4% in 2015 / 16 as compared to 2014 / 15. This is the first increase in formal personal insolvencies since the Global Financial Crisis. A total of 29,527 ind...

Protecting your Assets – the PPSR is (most likely) for you!

16 November 2016
The Personal Property Securities Register (PPSR) has been in operation since 30 January 2012, yet many businesses continue to be ignorant of the PPSR by not understanding the nature of their agreement with customers, failing to register or registering incorrectly.

Untrustworthy advisers exploit unsuspecting directors

21 September 2016
Our August Newsletter ('Phoenix Rising: ASIC Keeps Eagle Eye on Professional Adviser') noted ASIC’s prosecution of a business adviser who assisted a director to breach his statutory duties. ASIC has now written to company directors highlighting the need for caution when contacted 'out of the blue' by advisers seeking to assist them in cas...

Resources Slowdown – coming to a business near you

24 May 2016
We are reminded daily of the effects of declining investment in mining construction and the collapse in commodity prices on the Australian economy. This has been highlighted in the 2016 federal budget where the Federal Government realises the mining investment boom is over and it is trying to stimulate the economy and job growth thro...

Director Penalty Notices - An explanation of the Director Penalty Regime

13 April 2016
What is a director penalty notice (DPN)? A notice issued by the ATO, which if not complied with by the due date, makes a director personally liable for the penalty amount until it is paid in full. The director penalty regime applies to: Unpaid Pay As You Go (PAYG) withholding amounts Unpaid Superannuation Guarantee Charge (SGC) ob...

How to avoid becoming a zombie company

11 February 2015
Like the traditional walking dead, zombie companies wander aimlessly and unsteadily, not quite alive but still moving. The term ‘zombie companies’ has become more common as low interest rates let otherwise struggling companies battle on. In the past, many of these underperforming organisations managed to slip under the radar, escaping insolv...

Leeton Soldiers' Club pays off creditors

The future looks bright for Leeton Soldiers’ Club following the recent payments to its creditors as facilitated by the agreement with the Club’s Administrators and the implementation of the necessary governance, capital and operational improvements to safeguard its future.     The Leeton Soliders' C...

ASIC keeps eagle eye on professional advisers

The Australian Securities and Investment Commission (ASIC) has demonstrated a continued commitment to investigating and prosecuting professional advisers who aid in breaches of director duties, or who are involved in phoenix activity. Most recently, this has been shown in court action brought by ASIC against the proprietor of a small business advis...

RSM Wagga Wagga Merges with Local Firm

It’s a time of growth for the local Wagga Wagga office of RSM Australia, who is merging with JP Pallister & Associates as of 1 July 2016. Jan Pallister, and her team of four other accountants, have built a well-respected firm since its establishment in 2003. Jan and her team share the same community values as RSM Australia in providing exc...

Helping country children get ahead

Andrew Bowcher, the Restructuring & Recovery Partner of the Wagga Wagga office, has always been passionate about closing the gap between the cities and country for quality education. As someone who grew up in rural Australia, Andrew has watched the natural economic evolution and growth of the Wagga Wagga region, and has seen t...