RSM Australia

Our People

Brad Eppingstall
Partner - Ballarat


Office : Ballarat
Sector : Family Law
Biography

Brad is a Director of the Business Advisory division in Ballarat. Brad commenced with RSM in Ballarat in 1997 as a graduate. In 2001 he transferred to the company’s Mt Gambier office before returning to Ballarat in 2003. Brad is a media spokesperson for RSM on self-managed superannuation and his comments regularly appear in the AFR.

Brad is often consulted by clients to provide specific and ongoing advice in relation to:

  • superannuation planning strategies
  • taxation advice on group restructures
  • taxation advice on specific transactions

Brad Eppingstall is a Partner of RSM Australia Partners and a Director of RSM Australia Pty Ltd.

Significant projects

  • Coordination of superannuation planning seminars and technical material to assist clients to maximise their benefits from the 1 July 2007 changes to superannuation.

Professional associations

  • Fellow, Taxation Institute of Australia
  • Member, Chartered Accountants Australia and New Zealand
  • Member, Self-managed Superannuation Fund (SMSF) Professionals’ Association of Australia

Qualifications

  • Bachelor of Commerce (University of Ballarat)
  • SMSF specialist adviser

Presentations

Publications

Superannuation-related stimulus measures

23 March 2020
The second government stimulus package has included some measures specifically aimed at superannuation. Minimum pension withdrawals  Minimum account-based pension withdrawals will be reduced by 50% for the 2020 and 2021 financial years.  A similar measure was introduced during the global financial crisis. The measure is aimed at ...

ATO's final position on SMSF pension reporting requirements

9 November 2017
With the introduction of the new $1.6m Transfer Balance Cap or limit on pensions, from 1 July 2017, the ATO and self-managed superannuation fund (SMSF) industry have been in discussions about the reporting requirements to the ATO. The ATO announced this morning that SMSFs with a member who has a total superannuation balance of greater than ...

Choosing capital gains tax relief

10 August 2017
A key component of the Fairer Super reforms is the ability for superannuation funds impacted by the reforms to revalue their assets to their current market value for taxation purposes. For many superannuation funds, this provides an opportunity to lock in capital gains made on assets to 30 June as tax free gains. The increase in value from the e...

Transfer balance cap reporting

10 August 2017
The introduction of the $1.6m cap on pension accounts will result in additional reporting requirements to the ATO by SMSF trustees.  All SMSF’s that are paying retirement pensions to their members will be required to report these to the ATO, even if the total balance of the members pension is less than $1.6m. All pensions that are paid...

5 superannuation tips to check before June 30

10 June 2017
With 30 June fast approaching now is the time for you to take action on the superannuation reforms and other general end of financial year issues with these five superannuation tips.   Are you ready? 1. Ensure pensions are no more than $1.6m The $1.6m pension cap comes into force on 1 July. The ATO has stated that they expect th...

Superannuation Changes - Your questions and our answers | Part 2

2 March 2017
Following on from Part one of Superannuation Changes -  Your questions and our answers, below we explore some other key questions regarding Capital Gains Tax Relief, Estate Planning and Contribution Issues.   View Part 1 of Superannuation Changes. Part 2: Other key areas Capital Gains Tax Relief 1. Do I need to sell...

Superannuation Changes - Your questions and our answers | Part 1

2 March 2017
Below we explore some of the most common questions our team has been asked about the upcoming changes. Part one hones in on concerns around the Transfer Balance Caps. Part Two examines other key areas. Part 1: The Transfer Balance Cap – seven areas you need to understand 1. I have more than $1.6m in my pension, do I need to take the amou...

Choosing a Corporate or Individual Trustee

3 August 2016
When establishing an SMSF the members have a critical decision to make. Do they set it up as individual trustees or as a company appointed as a corporate trustee, with the members being directors of the company? We explore what to remember when making this decision. The initial set up costs: Corporate vs. Individual Based on rece...

Are you SuperStream compliant?

26 May 2016
The SuperStream standard is part of the government’s Super Reform package.  It will provide a consistent, reliable electronic method of transacting linked data and payments for superannuation.

2016 Federal Budget - the good and the bad for superannuation

16 May 2016
When considering superannuation policy, one of the fundamentals we look for, as does the superannuation industry, is certainty.  If an individual commits to a superannuation related investment strategy today, do we know the outcome from a taxation and superannuation law point of view? In the lead up to the 2016 Federal Budget, one of th...

ATO’s announcement on Self-Managed Superannuation Funds borrowing from related parties

8 April 2016
The ATO released a document relating to their view of what is “arms-length” terms when a self-managed superannuation fund (SMSF) borrows from a related party of the fund.  A related party could be a member or company associated with the members of a SMSF. The release of these guidelines provides details of the ATO’s current view o...

ATO clamps down on trustee behaviour

4 March 2016
As the regulator of the SMSF industry, the ATO has historically taken an educational approach to compliance since taking on the role.  As a part of the educational approach to this the ATO would generally give SMSF trustees the opportunity to rectify breaches of the law, with the condition that the breaches did not happen again. This ap...

End of financial year - four months to go

4 March 2016
The season has changed to autumn and it is four short months to the end of the financial year. The press is constantly talking about tax reform, what is in, what is out, what is being considered. The reform of the taxation of superannuation is constantly speculated on in the current media coverage. Some are agitating for less to be able to b...

Super trends 2016

16 December 2015
2016 is likely to see a number of changes to the superannuation system in Australia, with both major political parties agreeing it’s time to reduce the system’s burden on the country’s tax revenue. The changes being discussed are aimed at reducing retirees’ reliance on the aged pension as well as opening up new opportunities for...

What we see wrong in self-managed superannuation funds

11 November 2015
SMSF’s are required to comply with a myriad of legislation and regulations.  From time to time we come across some common issues with funds, which if left unattended could result in significant issues in the future. Documentation SMSF’ trustees have obligations to keep various documents for specified periods of time.  We oft...

Financial Services Inquiry - what does it all mean?

10 November 2015
Following the release of the Financial Services Inquiry report on 20 October 2015, a number of key recommendations were announced as what is viewed as the largest overhaul of the financial system in nearly 20 years. But what does it mean and how will impact you? Brad Eppingstall (Partner) and Evan Tsipas (Principal) look at the key recommendati...

Superannuation rules flux drive SME owners to SMSFs

15 July 2015
Superannuation continues to be an area of political discussion and potential change. While investment returns are generally good, the system’s unpredictability undermines people’s confidence. Brad Eppingstall, director of RSM, said, “superannuation rules continue to be in flux in Australia and this is causing some dissatisfaction with...