RSM Australia

Wealth Management Services

Wealth ManagementWe understand that a variety of factors come into play when it comes to realising your personal wealth objectives, which is where our wealth management advisors can help.

Regardless of the stage of your life, you need advice that is sound, practical and relevant to your personal circumstances at that point in time. Our wealth management consultants plan and manage the affairs of thousands of Australians including individuals, SMEs and large institutions.

RSM are passionate about working closely with you so we can understand your goals and aspirations. This deep understanding allows our expert wealth management advisors to anticipate changes in financial demands and take advantage of new opportunities with a financial pathway constantly tailored to your needs.

If you need help and advice to achieve your personal or business wealth objectives, here are some of the areas we can assist in:

Debt management

Don’t let your debt manage you. Get your finances in check with the help of our wealth management advice. Debt can be used in a multitude of different ways to assist with wealth creation, retirement planning, growth and more. We will work with you to effectively put a plan together to help you achieve any lifestyle, investment or business related goals you may have.

Personal risk

Ensure you have the right level of cover, insurance or sufficient wealth in place for your family should anything happen to you, by bringing onboard wealth management services from RSM. Our experts will calculate your insurable risk and put a strategy and plan in place to ensure you and your family are protected should the worst happen.

Retirement planning

Getting a plan in place for when you retire is imperative if you would like to fulfil your dreams for a comfortable retirement. As this stage of our lives is unique and personal to each of us, it’s crucial for our wealth management advisors to discuss with you what you’d consider a comfortable income in retirement, when you’d like to retire and how much you will need.

Self-managed superannuation

As the Australian Government is focussing its retirement policies towards self-funding retirement, is now the time to look at self-managed superannuation funds (SMSFs)? Our wealth management consultants will be able to advise whether this should be a route to consider.

Wealth accumulation

One of the most important aspects of wealth accumulation is knowing what you’d like to achieve and what your financial goals are. With our wealth management solutions, you could grow your wealth to achieve goals and milestones such as education for your children, early retirement, home renovations and building a family legacy.

Contact the experienced team at RSM Australia to open a conversation and help you to achieve your financial goals with our wealth management services.

Protecting your superannuation package

The Government's 'Protecting Your Super' package - announced in the 2018-19 Budget - is a comprehensive package of regulatory reforms designed to protect Australians' superannuation savings from undue erosion by fees and insurance premiums.

Your ticket to financial freedom - spouse contribution splitting

An often overlooked but valuable means of growing overall retirement savings is to pass some of your superannuation to your spouse, i.e. spouse contribution splitting. 

It will pay to be lazy with Bill Shorten's franking credit changes

The financial system in Australia has always been based on some simple fundamental principles. An underlying ethos of the more you work, the more you earn, the more tax you should pay. As much as we may despise paying tax, we all accept this as fair. 

Not super to keep on meddling

No wonder people aren’t engaged with their superannuation and don’t pay attention. For young people like myself there are most likely going to be another 100 rule changes before we can access our superannuation and here comes another set of proposed changes.

Banking Royal Commission: The impact on superannuation

Since its release, commentary on the Royal Commission’s Final Report has focused on the impact this will have on the Australian financial services sector and the big banks. 

Banking Royal Commission: next steps for financial industry

The interim report from the Banking Royal Commission (BRC) into misconduct in the banking, superannuation and financial services industry has some hard lessons for those in the financial services industry, including accountants and financial advisors.

Reducing financial pressures in the face of critical illness

We are taught from a very young age to plan for success, yet no one teaches us to plan for failure or the unexpected. Nowadays it is even worse, we don’t even let our kids fail, they all get a medal in the school carnival.

The Banking Royal Commission (BRC) - What is it about?

The Banking Royal Commission (BRC) is a twelve-month $75 million enquiry into the banks and the broader financial services industry. The BRC is investigating the conduct of banks, insurers, financial service providers and superannuation funds (not including self-managed superannuation funds).

Where did things go wrong?

Outcomes thus far reflect instances of failures of leadership, governance and accountability, as well as complacency about governance and culture, and a lack of management non-financial risks.

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This article has been prepared by RSM Financial Services Australia Pty Ltd ABN 22 009 176 354, AFS Licence No. 238282.

As everyone's circumstances are different and this article doesn't take into account your personal situation, it is important that you consider the above in light of your financial situation, needs and objectives, and seek financial advice before implementing a strategy.
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