RSM Australia

Our People

Scott McAlees
Associate Financial Planner - Perth

Biography

Scott is an Associate Financial Planner in the Perth office of RSM Financial Services Australia. He has worked in financial planning since 2004 and after refining his technical skills as a paraplanner became a financial planner in 2016.

Working in the profession for over a decade Scott understands it is your personal goals that determine your financial goals. As such each client has a unique vision for their future with a unique set of circumstances and potential financial pitfalls to overcome.

With this in mind he works alongside his clients to provide sound strategies to achieve their goals and protect what they already have.

An important and enjoyable part of the role for Scott is growing relationships with his clients built on trust and professionalism.

RSM Financial Services Australia Pty Ltd ABN 22 009 176 354 AFS Licence No 238282

Solutions Scott provides

  • Goals based personal financial advice.
  • Financial modelling.
  • Maximising wealth in the lead up to retirement.
  • Mitigating individuals risk using a range of insurances.
  • Educational and consultative support.

Associations

  • Financial Planning Association of Australia (FPA)

Qualifications

  • Bachelor of Business Finance and Accounting
    (Edith Cowan University)

  • Advanced Diploma in Financial Services (ADFS)

Publications

Five tips to financial harmony for newlyweds

21 May 2018
Although we won’t all find our life partner trotting up to the wedding in a royal carriage, it’s fair to say that in our own way we all create our own fairy-tale wedding. We move into life together as Kings and Queens, jointly presiding over the situations in our lives that affect and influence our domains, family and future. The joining of ...

Are your parents your insurance policy?

7 March 2018
Many Australians cringe at the thought of insurances, let alone considering what the actual personal risk is that the insurance covers. Who really wants to think about the impact an accident, illness or, worse, death is going to have on you and your family? It’s natural to avoid this because thoughts like how will you pay the mortgage, or...

Home improvements for Centrelink Benefit, is it worth It?

27 September 2017
With the changes to the Centrelink Asset test that took place in January 2017, you may be asking whether investing in home improvements to lower your assets is a viable strategy. Your home (primary residence) is often one of your most valuable assets and for the purposes of Centrelink its entire value is exempt from the assets test. This mean...

Self Employed - Boost Your GESB Super with PAYG from the WA State Government

26 June 2017
If you are a former employee of the WA State Government and now earn your living through your own business, you’ve probably been enjoying some of the pay-offs of the contributions rules afforded to you as a result of being a member of the GESB West State Super Fund. If you’re not sure what we're referring to, check out our article &...

Aged Pension | Tip #3: Centrelink Benefits of Prepaying Your Funeral

16 June 2017
More than 430,000 Australians have suffered a partial or total loss to their Centrelink Aged Pension due to the changes to the Asset Test that took place in January 2017. You may be now wondering what options you have to legitimately change your circumstances to get back some or all of the loss of your fortnightly Aged Pension. ...

Last Chance to Sell Down Chunky Investments for Retirement Using GESB West State

9 June 2017
Do the latest changes to Super present the last opportunity for former WA State Government employees, to capitalise on their West State Super before retiring? We have been working with numerous self-employed people, including former employees of the WA State Government, to help them maximise the Super Fund balances for retirement. ...

Aged Pension | Tip #2: Could Gifting improve your Centrelink Aged Pension?

1 June 2017
In January 2017 changes to the Centrelink Aged Pension Asset Test caused more than 430,000 Australians to lose or suffer a reduction in the Aged Pension. As we discussed in our article Simple Strategies That Could Increase Your Income checking that your details are correct with Centrelink is the first step to ensure you are receiving th...

How to crystallise your tax free benefits in GESB West State before it’s too late!

26 May 2017
It’s been argued that superannuation could be considered to be your number one investment asset heading into retirement. After your residential home, which for most is a lifestyle asset rather than investment, we are all looking towards superannuation savings or Centrelink to fund our retirement. For this reason it’s important to be able ...

Aged Pension I Tip #1: Simple strategies that could increase your income

18 May 2017
As of 1 January 2017 more than 430,000 Australians lost, or suffered a substantial cut to, their Aged Pension Benefit from Centrelink as a result of the change to the Aged Pension Asset Test. If you are one of these people who has seen their fortnightly income drop as a result of these changes, you may be asking… ‘What ca...

Last chance for self-employed to maximise super contributions to GESB

8 May 2017
If you’re a doctor, engineer or teacher who has previously worked for the West Australian State Government, you may be aware of the changes to superannuation that will significantly impact one of the best retirement strategies available to you since John Howard’s $1m boom. If you have no idea what your GESB West State Super Fund could b...

5 tips to reduce your mortgage debt

1 February 2017
30 years is a long time to have a mortgage - It's over half a person's working life. Wouldn't it be nice to be debt-free? It obviously won't happen overnight, but there are a number things you can do yourself to reduce your mortgage!   How can you snip years off your mortgage? Watch this video for some helpful hints around debt mana...