Our Private Client Services practice focuses on providing bespoke wealth management and succession planning services to high-net-worth individuals and their family offices.

For established multi-generational families and entrepreneurs, we provide services dedicated to safeguarding their wealth and protecting their legacy for future generations. We offer bespoke advice and solutions that integrate tax, legal, financial and family governance considerations into a unified and sustainable strategy, ensuring their wealth is not only preserved through generations but also purposefully directed towards their goals.

Our approach

As trusted advisors to business owners, RSM Private Client professionals across the RSM international network have deep experiences in serving high-net-worth individuals and wealthy families.

We strive to first understand each client’s personal, family and business needs, and identify the issues and challenges faced before offering our bespoke advice and solutions.

Our services

Wealth Structuring and Succession Planning

	Implement a succession plan which aligns with the family’s wishes, needs and long-term aspirations.
	Establish a robust succession and governance structure to facilitate a smooth transfer of wealth and stewardship responsibilities across generations.
	Adopt investment strategies that reflect the families’ goals and values, focusing on safeguarding wealth across generations.
	Design an optimal asset-holding structure tailored to the family’s situations and business interests, ensuring compliance with the legal environment in each jurisdiction.
	Implement efficient structures to safeguard family assets against litigation, creditor exposure and political or market instability.
	Assess risk exposures and design insurance solutions to safeguard against unforeseen events.
	Design and structure philanthropic initiatives that align with family values while achieving potential tax benefits.

Business Exit Planning

	Mergers and acquisitions support, IPO readiness and sale negotiations for business disposals.
	Pre-transaction health checks to identify value drivers and risk mitigation measures.
	Post-deal integration planning and performance monitoring.

Family Office Structuring and Governance

	Establish and structure family offices in tax-favoured jurisdictions to institutionalise the management of family wealth.
	Provide advice on optimal family office structures for wealth transfer to the next generation, taking into consideration foreign gift or inheritance tax implications.
	Put in place a family constitution and governance framework to manage and resolve potential family conflicts.

Personal and Family Tax Advisory and Compliance

	Conduct personal and family global footprint analysis and provide advice on cross-border tax optimisation, domiciliation and residency issues.
	Deliver annual tax compliance services (e.g. tax filings) and ensure compliance with international reporting standards (e.g. FATCA and CRS) across multiple jurisdictions.

Investment and Portfolio Accounting and Administrative Services

	Provide timely delivery of investment reports across multiple asset classes and jurisdictions to ensure transparency and control which are central to family office operations.
	Conduct cash-flow forecasting and liquidity reporting.
	Perform accounting, book-keeping and preparation of consolidated and audit-ready financials.
	Offer payroll services for household and office staff.
	Manage families’ lifestyle needs and coordinate with external advisors to deliver an integrated service model.