Insolvency and Debt Experts
Do you have too much debt or is your business in crisis? We can help.
We offer a complimentary and confidential consultation, so whether you need our help or just want to discuss your options in confidence, contact us now.
We pride ourselves on being your trusted adviser, collaborating alongside accountants, lawyers, solicitors, banks and rural counsellors to deliver a complete and holistic solution. Our trusted local team delivers industry-leading advice, ensuring you receive reliable guidance from professionals who truly understand your needs.
We can help with:
- Overdue payments from the Australian Taxation Office (ATO)
- Receiving notices such as a Director Penalty Notice (DPN)
- Garnishee notice or credit reporting note
- Suppliers demanding payment, cash on delivery or taking legal action for recovery,
Why choose RSM?
What sets us apart is our local knowledge of the regional and coastal areas and our connection to the businesses that operate in the various towns and regional cities.
We have an intimate understanding of the local economic landscape, key industries and the challenges regional businesses face. We’re not here to push a one-size fits all approach, we take the time to understand your business, your challenges and your goals to create the best path forward.
At the same time, we have the unique ability to draw on the expertise and resources of a national firm, ensuring you get the right advice, not just advice. Our focus isn’t on transactions but on relationships and putting your best interests at the forefront. That means ensuring that we are the right fit for you and that our solutions genuinely serve your needs now and in the future
Our Services for Individuals
Looking for an alternative to bankruptcy? A Personal Insolvency Agreement (PIA) allows you to settle debts with creditors on mutually agreed terms. We can help you navigate this process.
If personal debt has become unmanageable, bankruptcy may offer a fresh start. We provide compassionate and professional guidance to help you through this challenging time.
Managing the financial affairs of a deceased estate can be overwhelming. Our professional trustee services ensure the orderly and fair administration of the estate, providing peace of mind during difficult times.
Simplify your financial recovery with a debt agreement. This affordable alternative to bankruptcy helps you pay off your debts in manageable instalments without losing control of your assets.
Our services for Businesses
We provide tailored guidance through every stage of the wind-up process, ensuring compliance, protecting stakeholder interests, and upholding your organisation’s legacy.
Ready to wind up your business on your terms? We guide solvent businesses through Members’ Voluntary Liquidation to ensure a smooth, efficient and tax-effective exit strategy.
When your business can no longer meet its financial obligations, liquidation may be the best option. We manage the process with transparency and efficiency to minimise stress and maximise outcomes.
When your business can no longer meet its financial obligations, liquidation may be the best option. We manage the process with transparency and efficiency to minimise stress and maximise outcomes.
Facing a financial or operational crisis? Our crisis management experts provide immediate support to stabilise your business, protect key assets and restore control.
Voluntary Administration offers a chance to restructure or sell your business while protecting it from creditor actions. Let our skilled administrators guide you through this process and explore your options.
If your business is under threat of insolvency, a receiver may be appointed to recover debts owed to secured creditors. We provide expert support to manage this process effectively.
A Deed of Company Arrangement can provide an alternative to formal insolvency by creating a binding agreement with creditors. We help you negotiate and implement fair terms for all involved.
Dealing with disputes over commercial property? We specialise in resolving complex disputes and managing s66 property sales to achieve fair outcomes for all parties.
Meet a few of our Regional NSW and VIC Insolvency experts
Andrew Bowcher

Andrew is a Partner in the Regional NSW & VIC Restructuring & Recovery division based at Wagga Wagga, dedicated to achieving practical solutions for clients facing debt challenges.
With a strategic approach, he provides thoughtful solutions to complex financial, operational and governance issues throughout regional New South Wales and Victoria. Andrew’s commitment to understanding his clients’ needs and aspirations ensures he effectively supports both businesses and individuals in overcoming their financial difficulties.
Tim Gumbleton

Tim is a Director in our Regional NSW & VIC Restructuring & Recovery division based at Port Macquarie, specialising in helping businesses and individuals resolve disputes and financial difficulties including administrations, liquidations and small business restructuring.
With a rural background and valuable experience, Tim is well-placed to provide expert advice on complex debt solutions, resolving disputes, conducting financial health checks and conducting reviews and investigations.
Steven Priest

Steven is a Director in the Regional NSW & VIC Restructuring & Recovery division based at Wagga Wagga.
He provides expert guidance in personal and corporate insolvency, bankruptcy and small business restructuring, and also assists individuals and businesses in navigating complex financial challenges, particularly in regional areas.