RSM Australia

Insolvency & Debt Solutions - Regional NSW & Victoria

Do you have too much debt?


Our Restructuring & Recovery team, led by Andrew Bowcher and Tim Gumbleton, help individuals and businesses that are facing financial, operational or governance challenges.

We urgently review your position and then guide you in developing and implementing a debt or remedial action plan to deal with the pressing issues.

solvency-checklist-image.gifThe earlier our strategies can be put into place, the easier it can be to relieve and mitigate the debt or associated issues being encountered.

Our years of experience together with our recognised technical and industry expertise has seen us help business owners, directors, creditors and Government funded organisations right across regional Australia.



Urgently review your financial affairs
offer solutions for your debt
relieve your financial stress


Insolvency & Debt services we offer include:


Debt Solutions


Debt Solutions - Formal and informal


Insolvency Services


Insolvency - Liquidation, bankruptcy, receivership, personal insolvency agreements and voluntary administration


Fraud & Forensic Investigations


Investigations - Fraud and forensic


Organisation Reviews


Organisational Reviews - Developing and assisting with implementing remedial action plans


Dispute Resolution


Dispute Resolution - Family law, farm debt and shareholder/ partnership disputes


Government consulting and Indigenous business support
Government Consulting & Indigenous Business Support - Special administrations, funds administrations, mentoring and examinations


From helping sports clubs pay off creditors to implementing complex governance structures and policies and procedures for Not for Profit organisations, we have helped clients from a wide-range of industries, backgrounds and situations throughout regional Australia. 

We offer, at no charge, the option to meet with you onsite at your business, in conjunction with your existing business adviser or accountant. This helps us understand the various issues affecting you or your business whilst allowing us to work together to develop a debt or remedial business action plan.

Some of the places we have worked include: Our debt solutions team help those struggling with debt.

  • Albury 
  • Wagga Wagga
  • Wodonga
  • Griffith
  • Lavington
  • Balranald
  • Benalla
  • Leeton
  • Broken Hill
  • Corowa
  • Temora
  • Cowra
  • Deniliquin
  • Dubbo
  • Echuca
  • Cootamundra
  • Hay
  • Orange
  • Forbes
  • Parkes
  • Shepparton
  • Mildura
  • Wangaratta
  • Yarrawonga
  • Young
  • Narrandera
  • Bathurst




The sooner we can identify the trouble signs of a struggling business, the easier it is to develop and implement a solution. Often, the common indicators of insolvency include:

  • Outstanding tax and statutory charges
  • Liabilities in excess of assets
  • Lack of capital or solutions to raise further funds to discharge debt
  • Debt collection notices and legal claims and processes

Take our survey to see if your business requires an action plan to get you back on track.

Complete our 2 min solvency checklist

RSM Debt Solutions


Contact us today for a free and confidential discussion.

  Andrew Bowcher helps those struggling with debt in Wagga & Albury
Andrew Bowcher     FCPA, CA, CFE

Registered & Official Liquidator, Trustee in Bankruptcy
T: 02 6937 7001
M: 0407 997 258

Tim Gumbleton helps those struggling with debt in Wagga & Albury
Tim Gumbleton     FCA

Registered & Official Liquidator
T: 02 6937 7001
M: 0418 919 882

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Client Testimonials

quotes1.pngWe would formally like to thank RSM Wagga Wagga for working us through the hard times the Club was facing and for their common sense approach, understanding and commitment to the Club in getting us through to the other side and towards amalgamation and the opportunity to rebuild our visions with our new parties and to regain Club success.quote2.png

quotes1.pngTim, I would like to thank you for the support you have provided to this organisation to date - not just for the work you have been contracted to do but also for the "above and beyond" work that you have done.
I think that the widespread relief at your engagement speaks volumes about the trust and confidence the organisation and its key stakeholders have in you and the value of your work.

quotes1.pngTim and Andrew, thanks for all your help, professionalism, knowledge, helpful attitudes and patience.quote2.png

quotes1.pngThey seem to be turning a corner with monthly profits, meeting commitments and lowering their ATO debt.  I am impressed with the progress they have made and the systems and procedures they are implementing to streamline and improve their practices.  Good job Andrew!quote2.png

quotes1.pngAndrew, I would like to take the opportunity to express my appreciation for the work that you have completed and acknowledge the progress that you have achieved. The election of a board and the resolution of all outstanding financial matters are significant factors in the return to a stable operation.quote2.png