Our experts help organisations like yours manage risk, improve decision-making, drive productivity, enable change and realise value. We help our clients move forward with confidence.
RSM provides a full suite of audit, tax and consulting solutions for small, large and international businesses as well as government agencies, individuals and industries.
From data analytics strategy and capability builds to ICT strategy advice and assurance, RSM has got you covered.
The Budget announced a reduction in the Downsizer Contribution eligibility age from 60 to 55* for individuals wanting to downsize or who are thinking about downsizing their home.
Western Australia has recently brought itself in line with the rest of Australia by passing laws to allow separating de facto couples to split their superannuation benefits.
In the lead-up to the 2022-23 Federal Budget, RSM’s National Director of Superannuation and SMSF services, Katie Timms, shares her wishlist for SMSFs and superannuation.
Superannuation could be an important vehicle for couples who have been through a financial separation.
Despite frequent changes to its governing rules, superannuation remains, for most people, a tax-effective environment in which to save for retirement.
More than $3.5 trillion dollars of inherited funds are expected to change hands within Australia during the next 20 years, with Australians enjoying one of the highest inheritance payout rates anywhere in the world.
There is hardly anything in life that doesn’t involve taking some risk – even getting out of bed in the morning! In the majority of investment structures, risk and return are related.
When I ask some people what my role as a financial adviser is, often the reply I receive is “you invest client’s funds in the share market”. In reality, this is only partly true.
Financial planners are often the first port of call for people seeking advice on investing a lump sum of money. However, in terms of how an adviser adds value to a client’s circumstances, this is usually just the tip of the investment iceberg.
As financial advisers, we talk to our clients a lot about risk, one key risk for a long-term financial plan is sequencing risk. But what is sequencing risk?
Let’s start with an example…
Investors who pay attention to the finance segment of the daily news may be aware that in late July 2019 the Australian All Ordinaries Index finally returned to the height it enjoyed before the Global Financial Crisis (GFC), but in the ensuing two weeks it experienced some volatility, losing around 1.7% of its value.