RSM Australia

Wealth insights

Wealth Insights

Insurance matters, so hang on to those superannuation accounts

21 March 2019
About 28 million superannuation accounts for 25 million Australians look to be way too many, and seemingly justifies a Federal Government campaign to forcibly consolidate funds.

Banking Royal Commission: The impact on superannuation

18 February 2019
Since its release, commentary on the Royal Commission’s Final Report has focused on the impact this will have on the Australian financial services sector and the big banks. 

Banking Royal Commission: next steps for financial industry

28 November 2018
The interim report from the Banking Royal Commission (BRC) into misconduct in the banking, superannuation and financial services industry has some hard lessons for those in the financial services industry, including accountants and financial advisors.

Reducing financial pressures in the face of critical illness

13 November 2018
We are taught from a very young age to plan for success, yet no one teaches us to plan for failure or the unexpected. Nowadays it is even worse, we don’t even let our kids fail, they all get a medal in the school carnival.

Seven ways to kick-start your retirement planning

28 June 2018
Time stands still for no one, especially if your eyes are on the retirement prize and yet you’re wondering, “how am I going to get there?”

A super recontribution could optimise inheritance for your kids

20 June 2018
Aside from your home, the most valuable asset you are likely to own, and potentially be able to pass on to your next generation, is your superannuation. The challenge is that once your kids leave home, their financial dependence on you, at least according to the law, pretty much ends.

Consolidating super - don't blow up your insurance!

1 June 2018
There’s growing concern around the fees associated with managing super, with many failing to see the wood from the trees when it comes to the difference between fund management fees and insurance premiums.

Young Australians beware of the impact of super without insurance

24 May 2018
Most Australians breathed a sigh of relief in the 2018 Budget that few changes were made to super. The government did however place some focus on limiting the amount of superannuation being eroded by fees.

Five tips to financial harmony for newlyweds

21 May 2018
Although we won’t all find our life partner trotting up to the wedding in a royal carriage, it’s fair to say that in our own way we all create our own fairy-tale wedding.

De facto relationships and your super

17 May 2018
It’s a fact that many people are living in longer-term de facto relationships than in the past. Longer engagements, second marriages and older couples forming relationships in their golden years are all contributing to this trend.

Pages