RSM Australia

Wealth insights

The Yin Yang of cash and its effect on income for investors

20 February 2018
The Yin Yang, a symbol of two opposite yet complimentary energies is a concept that plays a significant role in the lives of millions of Australians who are reliant on cash for income in retirement.

The 3 Myths we are sold about the benefits of low-interest rates for Australians.

13 February 2018
We all love the thought of low-interest rates generally because for us consumers it effectively lowers the cost of our monthly loan repayments. But what if what you gained on the front end, you were losing on the backend?

Could there be more to life insurance than death?

27 November 2017
Every day you work hard to create the best possible lifestyle for you and your loved ones. This includes many sacrifices to ensure that you can achieve your financial goals like paying down debt, holidays aboard, children’s education and a comfortable retirement.

Rethinking the value of Transition to Retirement (TTR) pensions

17 November 2017
A Transition to Retirement (TTR) Pension still offers a number of benefits to you as an investor preparing for retirement. Despite the changes to the tax free earning status of a TTR, you shouldn’t be too hasty in discounting this option as it can form a central part of a bigger retirement accumulation strategy.

Fundamentals of Financial Success | Pillar 6 – Planning your estates

15 November 2017
Throughout the Six Fundamentals of a Strong Financial Plan series, we've discussed some of the fears that you may face in making a decision regarding your financial plan and how the barrage of attention-grabbing headlines and world events distract you.

Invest regularly and ease your stress of market volatility

14 November 2017
If you’re an investor considering entering the market with your hard-earned savings you may feel a little uneasy about placing a large lump sum into the market all at once. Especially when you think it could experience an extended period of market volatility.

ATO's final position on SMSF pension reporting requirements

9 November 2017
With the introduction of the new $1.6m Transfer Balance Cap or limit on pensions, from 1 July 2017, the ATO and self-managed superannuation fund (SMSF) industry have been in discussions about the reporting requirements to the ATO.

Fundamentals of Financial Success | Pillar 5 – Structure your wealth

8 November 2017
During this series we've discussed some of the fears that people have in making financial plans and decisions due to media grabbing headlines and world events and why implementing the fundamentals a financial plan can set you up for success. In previous parts of this series, we covered the first four key pillars.

Save for your property and have your avo' too..

5 November 2017
Millennials want it all but aren’t willing to give up some indulgences in life, or so social media tells us.

Fundamentals of Financial Success | Pillar 4 – Engage with your Super

1 November 2017
As discussed in part one to three of the series The Six Fundamentals of a Strong Financial Plan, it's important to remember that there are always going to be events that are happening locally or internationally that will impact financial markets.

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