Do you have too much debt?
Our Restructuring & Recovery team help individuals and businesses that are facing financial, operational or governance challenges. Led by Andrew Bowcher and Tim Gumbleton, we offer insolvency, debt and bankruptcy services across regional Australia.
WHEN DEALING WITH OUR EXPERIENCED AND QUALIFIED DEBT EXPERTS YOU CAN EXPECT US TO:



Insolvency & Debt services we offer include:






HOW CAN WE HELP
We urgently review your position and then guide you in developing and implementing a debt or remedial action plan to deal with the pressing issues.
The earlier our strategies can be put into place, the easier it can be to relieve and mitigate the debt or associated issues being encountered.
Our years of experience together with our recognised technical and industry expertise has seen us help business owners, directors, creditors and Government funded organisations right across regional Australia.
Our Clients
From helping sports clubs pay off creditors to implementing complex governance structures and policies and procedures for Not for Profit organisations, we have helped clients from a wide-range of industries, backgrounds and situations throughout regional Australia.
We offer, at no charge, the option to meet with you onsite at your business, in conjunction with your existing business adviser or accountant. This helps us understand the various issues affecting you or your business whilst allowing us to work together to develop a debt or remedial business action plan.
Some of the places we regularly work include: 
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WHAT ARE THE WARNING SIGNS OF INSOLVENCY?The sooner we can identify the trouble signs of a struggling business, the easier it is to develop and implement a solution. Often, the common indicators of insolvency include:
KNOW YOUR OPTIONS - CONTACT US
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RSM Insights & articles
- How to avoid becoming a zombie company
- ATO more aggressive in winding up businesses owing $100k+
- Managing change at board and executive level
- Challenging times for the not-for-profit sector
- What is a Director Penalty Notice (DPN)?
further information SHEETS (Derived from ASIC & AFSA)
- Voluntary administration: a guide for creditors
- Voluntary administration: a guide for employees
- Liquidation: a guide for creditors
- Liquidation: a guide for employees
- Receivership: a guide for creditors
- Receivership: a guide for employees
- Insolvency: a guide for directors
- Insolvency: a guide for shareholders
- Independence of external administrators: a guide for creditors
- Personal insolvency information booklet for individual or partnership debtors
- Creditor Rights in Voluntary Administrations
- Creditor Rights in Liquidations
- Creditor Rights in a Regulated Debtor Estate
- Information for people in business and their advisors
RSM DOWNLOADS
Featured article
What are the 5 key signs your company may be turning into a zombie?
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Contact us today for a free and confidential discussion.
![]() Andrew Bowcher FCPA, CA, CFE Registered & Official Liquidator, Trustee in Bankruptcy
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![]() Tim Gumbleton FCA Registered & Official Liquidator
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